# Agent vs. VetBuysHomes: Compare Your Options

> Compare the differences between listing your house with a local real estate agent and selling to VetBuysHomes for cash.

Source: https://www.vetbuyshomes.com/compare/

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Not sure whether to list with an agent or sell directly for cash? Here's the honest, line-by-line comparison.

| | Selling w/ an agent | Sold to VetBuysHomes |
|---|---|---|
| **Commissions / Fees** | 6% on average is paid by you | None |
| **Who pays closing costs?** | 2% on average is paid by you | None — we pay all costs |
| **Inspection & financing contingency*** | Yes — up to 15% of sales [fall through](https://www.trulia.com/blog/5-reasons-home-sales-fall-prevent/) | None |
| **Appraisal needed** | Yes, sale is often subject to appraisal | None — we make cash offers |
| **Average days until sold** | +/- 91 days | Immediate cash offer |
| **Number of showings** | Depends on property / location | 1 (just us) |
| **Closing date** | 30–60 +/- days after accepting offer | Date of your choice |
| **Who pays for repairs** | Negotiated during inspection period | None — we pay for all repairs |

\* **About contingencies:** an *inspection contingency* gives the buyer time to inspect the property and back out or renegotiate if repairs are needed. A *financing contingency* lets the buyer back out if their loan or the bank's appraisal falls through. Either one can sink a traditional sale weeks after you accept the offer. VetBuysHomes doesn't use bank financing, so neither applies — when we agree on a price, that's the price.

## Which option fits you?

Listing with a great local agent is the right call when your house is market-ready, you can host showings, and you have the time to wait for top dollar. Selling to us is the right call when speed, certainty, and zero prep work matter more — an inherited house, a looming foreclosure date, tenants in place, or repairs you don't want to fund. Read [what selling as-is really means in Florida](/selling-a-house-as-is-in-florida/), or see [how our process works](/faq/).