Not sure whether to list with an agent or sell directly for cash? Here’s the honest, line-by-line comparison.
| Selling w/ an agent | Sold to VetBuysHomes | |
|---|---|---|
| Commissions / Fees | 6% on average is paid by you | None |
| Who pays closing costs? | 2% on average is paid by you | None — we pay all costs |
| Inspection & financing contingency* | Yes — up to 15% of sales fall through | None |
| Appraisal needed | Yes, sale is often subject to appraisal | None — we make cash offers |
| Average days until sold | +/- 91 days | Immediate cash offer |
| Number of showings | Depends on property / location | 1 (just us) |
| Closing date | 30–60 +/- days after accepting offer | Date of your choice |
| Who pays for repairs | Negotiated during inspection period | None — we pay for all repairs |
* About contingencies: an inspection contingency gives the buyer time to inspect the property and back out or renegotiate if repairs are needed. A financing contingency lets the buyer back out if their loan or the bank’s appraisal falls through. Either one can sink a traditional sale weeks after you accept the offer. VetBuysHomes doesn’t use bank financing, so neither applies — when we agree on a price, that’s the price.
Which option fits you?
Listing with a great local agent is the right call when your house is market-ready, you can host showings, and you have the time to wait for top dollar. Selling to us is the right call when speed, certainty, and zero prep work matter more — an inherited house, a looming foreclosure date, tenants in place, or repairs you don’t want to fund. Read what selling as-is really means in Florida, or see how our process works.
