Chadwick Bearden • April 13, 2025
What to Do When You Inherit a House in Florida: A Simple Guide to Probate
Inheriting a house can be both a blessing and a burden. Whether it’s a family home filled with memories or a property you never expected, it comes with responsibilities you might not be prepared for. If you’re unsure about what to do next, especially with Florida’s probate process, this guide is for you.
What Is Probate?
Probate is the legal process the state uses to settle a person’s estate after they pass away. This includes paying off any debts, handling taxes, and making sure the rightful heirs receive any property or money left behind.
In Florida, you can’t sell or transfer ownership of a home you’ve inherited until it goes through probate (unless it’s held in a trust or has a specific type of deed).
How the Probate Process Works in Florida
- File a Petition: The probate process starts when someone (usually a family member or heir) files a petition with the local probate court.
- Appoint a Personal Representative: The court will assign a personal representative (also called an executor) to handle the estate. This could be you or another family member.
- Notify Creditors and Heirs: The personal representative will notify creditors, heirs, and beneficiaries about the probate case.
- Inventory the Estate: This means listing out all assets, including the home, cars, bank accounts, and personal belongings.
- Pay Debts and Taxes: The estate must settle any outstanding debts and taxes before distributing property.
- Distribute the Remaining Property: Once everything is settled, the remaining property — including the house — can be transferred to the rightful heirs.
This process typically takes 6-9 months in Florida, but it can take longer if there are disputes or complications.
Options for an Inherited House
Once probate is complete, you have a few choices:
- Keep It: Move in yourself or keep it as a rental property.
- Sell It As-Is: If the house needs repairs or you don’t want to deal with it, you can sell to an investor.
- List It Traditionally: Put it on the market with a realtor (after any needed repairs).
How I Can Help
As a local Polk County investor, I specialize in helping families navigate inherited properties. I can:
- Make you a fair offer on the home (as-is, no repairs needed)
- Work with your attorney during probate to help speed up the process
- Handle all the paperwork so you don’t have to stress
Final Thoughts
Dealing with the loss of a loved one is hard enough without the added pressure of legal and property headaches. If you’ve inherited a home and aren’t sure what to do next, feel free to reach out. I’m happy to answer your questions — no pressure or obligations.
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